General terms

Eligibility

Users must have the legal capacity to enter into contracts in their jurisdiction and be eligible to receive information and services in Malaysia. Users are responsible for ensuring they comply with local laws.

You must be at least 18 years old to use LumiTdeed services. If you are under 18, do not submit personal information without consent from a parent or legal guardian.

Services and content must be used for lawful purposes only. Users must not use LumiTdeed to engage in activities that contravene Malaysian law or the rights of third parties.

Access to certain services may be limited based on local regulations and licensing. LumiTdeed operates primarily in Malaysia and content is tailored to Malaysian law and practice.

Account information

Some LumiTdeed features may require account registration. Account holders are responsible for maintaining accurate information and for activity occurring under their account.

Provide accurate and up-to-date information when creating an account. You must notify LumiTdeed of any changes to your contact or identification details.

Keep login credentials secure. Do not share account access. You are responsible for actions taken under your account unless otherwise required by law.

Accounts and associated rights are personal and may not be transferred, assigned or sublicensed without prior written consent from LumiTdeed.

If you suspect unauthorized access to your account, contact LumiTdeed immediately so we can take steps to secure the account and advise next steps.

LumiTdeed may suspend or restrict access to accounts that violate these terms, are subject to contribute, or pose security risks.

Scope of services

LumiTdeed provides informational guidance, checklists and documentation support related to apartment acquisition processes in Malaysia. Content is intended to assist users in preparing documents and understanding typical procedural steps; it does not replace the need for independent legal or professional advice where required.

We may update, modify or discontinue features of the services without prior notice. Changes will be reflected on LumiTdeed.club and, where appropriate, communicated to account holders.

Service availability may vary due to maintenance, technical issues or external factors. LumiTdeed will take commercially reasonable measures to minimize downtime.

User rules and conduct

When using LumiTdeed services you agree to the following standards of conduct.

• Provide truthful and accurate information when requested.
• Do not submit fraudulent, forged or unlawfully obtained documents.
• Respect intellectual property and privacy rights of others.
• Do not use services to facilitate illegal activity or harassment.
• Comply with applicable laws and regulations in Malaysia.
• Use services only for their intended purpose and follow instructions provided.
• Report suspected misuse or security concerns to LumiTdeed promptly.

User-provided content

Users may submit documents, messages and other content through LumiTdeed. By submitting content, users represent they have the right to share it.

You retain ownership of original content you submit, subject to any rights you grant to LumiTdeed as described below.

By submitting content you grant LumiTdeed a non-exclusive, worldwide, royalty-free license to use, store and transmit the content as necessary to provide and improve services.

Users are responsible for the legality and accuracy of content they submit. LumiTdeed is not responsible for user-submitted content and may remove content that violates these terms.

LumiTdeed may remove or restrict access to user content that infringes intellectual property rights, violates law, or breaches these terms.

Intellectual property

All content and materials provided by LumiTdeed, including branding, text, graphics and tools, are the intellectual property of LumiTdeed or its licensors and are protected by law.

• Do not copy, reproduce or distribute LumiTdeed content without prior written consent.
• Do not remove or alter copyright or other proprietary notices.
• Use of LumiTdeed activity is prohibited except with express written permission.

Paid services

LumiTdeed may offer paid services such as document review, bespoke guidance and administrative support related to apartment acquisition. Paid services are subject to these terms and any additional terms provided at purchase.

Pricing for paid services will be displayed at the time of purchase. Prices are stated in the specified currency and include any applicable service fees.

Payments are processed through third-party payment providers. By submitting payment you authorize the chosen payment provider to charge the specified amount.

Subscription services, if offered, will be billed according to the plan selected. Cancellation and renewal terms will be communicated at the time of subscription.

Refunds for paid services are handled according to the specific refund policy disclosed at the point of sale. Where applicable, refunds will be processed according to the terms provided at purchase.

Users may cancel paid services in accordance with cancellation terms provided for the specific service. Cancellation may not affect charges already incurred.

Applicable taxes on paid services are the responsibility of the purchaser unless otherwise indicated. LumiTdeed will collect taxes where required by law.

LumiTdeed may revise prices. Changes to pricing for ongoing services will be communicated in advance where feasible.

Failure to pay for services may result in suspension or termination of access until outstanding amounts are settled.

Disclaimer

Information provided by LumiTdeed is for general informational purposes related to apartment acquisition documentation and processes in Malaysia. It is not a substitute for obtaining independent legal or professional advice tailored to your specific situation.

Limitation of liability

To the extent permitted by law, LumiTdeed and its affiliates are not liable for indirect, incidental or consequential losses arising from use of the services. Liability for direct losses is limited to amounts paid for the relevant service where applicable.

Third-party services and links

LumiTdeed may reference third-party providers for supplementary services such as title searches or payment processing. Use of third-party services is subject to the third party's terms and privacy practices.

Termination

LumiTdeed may suspend or terminate access to services for violations of these terms, non-payment, or other legitimate business reasons. Users may terminate their account by following account settings or contacting LumiTdeed.

Upon termination, access to certain content and services may be revoked. Termination does not relieve users of obligations incurred prior to termination.

Privacy

Collection and processing of personal data are governed by the LumiTdeed privacy policy. Please review the privacy policy for details on how personal information is handled.

Communications

By using LumiTdeed you consent to receive communications related to service administration, updates and information about relevant services, delivered by email, phone or postal mail.

Changes to terms

LumiTdeed may revise these terms periodically. Updated terms will be posted on LumiTdeed.club with the effective date indicated. Continued use after changes constitutes acceptance of the revised terms.

Governing law

These terms are governed by the laws of Malaysia. Users agree to comply with applicable Malaysian legal requirements when using LumiTdeed services.

Dispute resolution

Disputes arising from these terms or the services should first be raised with LumiTdeed for informal resolution. If unresolved, disputes may be subject to the jurisdiction of the courts of Malaysia.